Services in Spain · full support
Car Finance in Spain — help with your loan application
We help you buy a car on credit in Spain: we find the right terms with a bank or dealer financing program, prepare your documents, and see the deal through.
What we do
We compare bank and dealer offers, assess your profile, and find a realistic option — for a new or used car.
What you should know
- Terms depend on your income, credit history, and down payment.
- The final decision rests with the lender — we do not guarantee approval.
Service Cost
Pricing is discussed individually
- Profile and approval-chances assessment
- Comparison of bank and dealer programs
- Document preparation
- Full deal support
Government fees and direct third-party costs (notary, translations, insurance premiums) are billed separately as incurred.
How We Work
- Assessment (free)
- Program selection
- Document preparation
- Application and support
What stays on your side
- Hand over the source documents and accurate details of your situation — from there we do the work ourselves.
- Pay the government fees and third-party services: translations, apostille, notary. These are paid directly and are not part of the case handling.
- Appear in person where presence is required: fingerprinting, the consular interview, signing before a notary.
- Tell us when something changes — address, job, family, letters from the authority: the timeline depends on it.
The procedures rest on the Reglamento de Extranjería (RD 1155/2024, in force since 20 May 2025) and, for citizenship, on the Código Civil; the official texts are published by the BOE. EuroGarant is a private firm: we are not a government body and are not affiliated with Extranjería, the National Police or the Spanish consulates. The decision on an application is made by the authority alone.
FAQ
- New or used car? We help with both — the loan terms will differ.
- Is a down payment required? Often yes; its size affects the rate and your approval chances. We'll review your case.
- Can non-residents apply? Possible with verified income; conditions are stricter. We assess each case individually.