Residence Permit Services · pay for results
Spain Non-Lucrative Visa (NLV) — turnkey
We don't turn people away: we find the basis and the route that fit your situation — including past refusals, non-standard documents and complicated circumstances. We guarantee the result: we work under a contract, payment is made in stages against results, and in the event of a refusal we refund our service fees in full, except for actual third-party costs — government fees, translations, apostille.
The NLV (residencia no lucrativa) is a Spanish residence permit for people who live on passive income or savings and don't intend to work in the country. We manage your case all the way to the TIE card.
Who It's For
- Those who have stable passive income or savings and don't plan to take up employment in Spain.
- A common situation: income from multiple sources — we'll help you assemble a correct package of supporting evidence.
Requirements in 2026
- Funds — from 400% IPREM ≈ 2400 €/month (28 800 €/year) per applicant; +100% IPREM ≈ 600 €/month for each family member.
- Health insurance with full coverage in Spain and no deductible, and a clean criminal record.
All 2026 figures and thresholds — income requirements by route, government fees, and timelines — are gathered in one table.
We go through the full list of requirements at the diagnostic — for an indicative list see the document checklist. All the 2026 figures and thresholds — income requirements by type of permit, government fees and deadlines — are gathered in a single table. You can check whether your income is sufficient in the income calculator.
Service Cost
Staged payments — you pay only for results · full refund if refused
We'll quote your exact fee after a free case assessment — it depends on your family size and case complexity.
- Diagnostic and assessment of your funds and assets
- Document collection and sworn translations
- Proof of income and savings prepared for the consulate
- Insurance, application forms, appointment booking, and filing
- Support through the D visa and the TIE card
Government fees and direct third-party costs (notary, translations, insurance premiums) are billed separately as incurred.
How We Work
- Free diagnostic of your situation
- We prepare the documents and translations
- We file the application
- We manage the case through approval
- We help you obtain the TIE card
What stays on your side
The consulate needs to see that you are able to live in Spain without working. The sources of funds can vary: rental income from property, dividends and investment income, a pension, royalties, interest on deposits, or sufficient savings in an account. Income often comes from several sources at once — the point of our support is to assemble them into a consistent package: statements, certificates, tax returns and sworn translations, prepared the way the particular consulate expects. At the diagnostic we look at your specific combination of funds and tell you what is missing and how to close the gap.
NLV or DNV — which to choose
- Hand over the source documents and accurate details of your situation — from there we do the work ourselves.
- Pay the government fees and third-party services: translations, apostille, notary. These are paid directly and are not part of the case handling.
- Appear in person where presence is required: fingerprinting, the consular interview, signing before a notary.
- Tell us when something changes — address, job, family, letters from the authority: the timeline depends on it.
The procedures rest on the Reglamento de Extranjería (RD 1155/2024, in force since 20 May 2025) and, for citizenship, on the Código Civil; the official texts are published by the BOE. EuroGarant is a private firm: we are not a government body and are not affiliated with Extranjería, the National Police or the Spanish consulates. The decision on an application is made by the authority alone.
FAQ
- How much money do you need for the NLV in 2026? From 400% IPREM ≈ 2400 €/month (28 800 €/year) per applicant, plus ≈ 600 €/month for each family member. Proven with income or savings.
- Can you work on the NLV? No: this status does not grant the right to work in Spain. Later, switching to a different residence route is possible — we'll explain how.
- Does income from multiple sources qualify? Yes. During the diagnostic we'll review all your funds and assemble a correct package of supporting evidence from them.